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Does My Health Insurance Cover a Kanega Watch?

For many older adults and their families, the Kanega Watch is more than just a smartwatch, it’s peace of mind. With features like 24/7 monitoring, automatic fall detection, and nationwide coverage, it helps wearers maintain independence while keeping caregivers reassured.

One question we often hear is: “Can Medicare or Medicaid help cover the cost of the Kanega Watch?”

Currently, Medicare and Medicaid do not cover the cost of the Kanega Watch. However, there is good news, you can use your Flexible Spending Account (FSA) or Health Savings Account (HSA) funds to purchase it.

Why FSA and HSA Funds ApplyThe IRS considers medical alert systems like the Kanega Watch an eligible medical expense under most FSA and HSA programs. This means you can use your pre-tax dollars to help cover the cost of both:

  • The Watch and Battery System (one-time device purchase)
  • The Monthly Monitoring Service (subscription fee that powers emergency response, fall detection, and more)

By using FSA or HSA dollars, you’re lowering your out-of-pocket, after-tax costs, which makes the Kanega Watch even more affordable.

How to Use Your FSA/HSA for the Kanega Watch1.    Purchase the Kanega Watch directly from UnaliWear.2.    Pay with your FSA/HSA debit card at checkout. (If your provider requires additional documentation, we’ll provide an itemized receipt upon request.)3.    Enjoy peace of mind knowing your purchase not only supports independence and safety, but also uses funds you’ve already set aside for healthcare expenses.

A Smart Investment in SafetyYour health and independence are priceless. By using your FSA or HSA funds, you can bring home the Kanega Watch without extra strain on your budget.

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UnaliWear

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    If equipment is returned undamaged and fully functioning within the 30-day trial period (from date of shipment to date of return), UnaliWear will provide a free return-shipping label and refund your entire purchase, minus a $75 restocking fee.

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    Pre-Shipment Form & Configuration

    Once your purchase and payment are complete, we will ask you to provide important information about the person who will be wearing this Kanega watch and protected by our monitoring and emergency response services, including:
    • Wearer name and contact information
    • Wearer band/wrist size
    • Service address and access instructions
    • WiFi settings
    • Emergency contacts
    • Medication reminder times (optional)
    Our Care & Safety Experts will use this information to pre-program and personalize your watch so that it arrives ready-to-use straight out of the box – for no additional fee.

    Your Kanega watch and equipment arrives fully—configured and ready-to-use straight out of the box — no programming required.

    Our dedicated Care & Safety Experts ensure your Kanega watch arrives pre-programmed and personalized with you or your loved ones:
    • Emergency contacts
    • Notification settings
    • WiFi settings
    • Optional medication reminders
    • And more
    After your purchase, we will ask you to provide important information about the wearer through a simple pre-shipment online form. Then our Care & Safety Experts will take care of the rest. They will also call once your Kanega watch is delivered to answer any questions you have about your watch, accessories, subscription or services — and will remain available to ensure your watch is working properly as long as you stay subscribed.

    UnaliWear’s patented RealFall™ technology is based on actual fall data from Kanega Watch wearers and gets smarter about each wearer’s personal movements over time— continuously improving fall detection accuracy and limiting/eliminating false alerts. No other medical alert system offers this real fall/related movement learning and continuous improvement technology. Click here to learn more.